How to be Present: The 5 Steps for Living in the Here-and-Now

Happiness cannot be traveled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace, and gratitude. — Denis Waitley Living in the Moment Recently, I’ve been doing a lot of reflecting on life, both on that of my own, and the interaction of the billions of other lives out there on this …

8 Sure-Fire Ways to Improve your Finances

“Beware of little expenses. A small leak will sink a great ship.” — Benjamin Franklin How to Improve your Finances Money might not be the most important thing in life, but it most certainly makes the world go round. And, although it’s not the be-all and end-all for happiness, it’s something that most people closely tie to their overall quality …

Top 10 Rich Habits: What the 1% Do Differently

“Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.” — Benjamin Franklin Developing Rich Habits The 1%: glorified by the media, touted by corporations, and cultivated in elite social circles, the global personification of the rich is nothing new. Ever since the dawn of modern economies, the …

101 Successful Habits (And How to Form Them)

The Origin of Our Habits We are habitual creatures. From the genetic origins of our species, we’ve been designed and programmed to run certain sequences that will help aid us in the daily development, growth, regeneration, repair, and sustainability of our lives from the micro level to the macro level. We are selfish-survivors from an evolutionary standpoint and the CPUs …

How to Get Out of Debt: A 5-Step Plan

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? — Adam Smith Eliminating and Reducing your Debt Debt is one of the most stigmatized, socialized, loathed, and talked-about words to have ever graced the English language. No matter where you are in the world, debt is something …